EVANSVILLE
Charter #14562 · Evansville, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.25% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 64th percentile but its structural peers at the 82nd — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EVANSVILLE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $90.78M | 85th pct | 72th pct |
| Members | 5,807 | 62th pct | 64th pct |
| Net worth ratio | 14.25% | 64th pct | 82th pct |
| Return on average assets | 0.66% | 47th pct | 48th pct |
| Net interest margin | 3.79% | 54th pct | 59th pct |
| Cost of funds | 0.91% | 50th pct | 56th pct |
| Loan-to-share | 61.03% | 51th pct | 51th pct |
| Delinquency 60+ days | 1.27% | 80th pct | 74th pct |
| Net charge-off ratio | -0.02% | 9th pct | 15th pct |
| Loan growth YoY | 0.62% | 69th pct | 72th pct |
| Share growth YoY | 3.19% | 55th pct | 56th pct |
| Efficiency ratio | 85.97% | 69th pct | 69th pct |
structural peer set hash: 650634804df55fb6d9adadf007eeb8be… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.