LOCAL 20 IBEW
Charter #16429 · GRAND PRAIRIE, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,071 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 6.80% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 5.78% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.04% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.05% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOCAL 20 IBEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.06M | 94th pct | 21th pct |
| Members | 4,071 | 100th pct | 90th pct |
| Net worth ratio | 6.80% | 3th pct | 0th pct |
| Return on average assets | 0.55% | 55th pct | 43th pct |
| Net interest margin | 5.78% | 89th pct | 97th pct |
| Cost of funds | 0.04% | 15th pct | 5th pct |
| Loan-to-share | 56.97% | 48th pct | 43th pct |
| Delinquency 60+ days | 4.05% | 83th pct | 97th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | 6.66% | 91th pct | 97th pct |
| Share growth YoY | 8.24% | 90th pct | 85th pct |
| Efficiency ratio | 91.31% | 58th pct | 66th pct |
structural peer set hash: b7772a72ce87f4873a2106fb7fd9c1f6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.