COMMUNITYAMERICA
Charter #15732 · Lenexa, KS · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 591,912 ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.65% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 2.11% sits at the 85th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.41% sits at the 83rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.17% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITYAMERICA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.98B | 92th pct | 95th pct |
| Members | 591,912 | 96th pct | 95th pct |
| Net worth ratio | 9.65% | 25th pct | 20th pct |
| Return on average assets | 0.95% | 69th pct | 57th pct |
| Net interest margin | 3.71% | 74th pct | 56th pct |
| Cost of funds | 2.11% | 67th pct | 85th pct |
| Loan-to-share | 77.00% | 26th pct | 48th pct |
| Delinquency 60+ days | 1.41% | 92th pct | 83th pct |
| Net charge-off ratio | 1.17% | 91th pct | 92th pct |
| Loan growth YoY | 144.15% | 100th pct | 98th pct |
| Share growth YoY | 169.25% | 100th pct | 98th pct |
| Efficiency ratio | 76.62% | 65th pct | 56th pct |
structural peer set hash: 7ce92a6a76971ddc580ecdcf321d3a2b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.