LEE
Charter #15174 · Washington, DC · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 49.77% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.06% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 36.87% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 34th percentile but its structural peers at the 52nd — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LEE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.51M | 66th pct | 66th pct |
| Members | 248 | 19th pct | 26th pct |
| Net worth ratio | 49.77% | 98th pct | 87th pct |
| Return on average assets | 2.06% | 92th pct | 82th pct |
| Net interest margin | 3.22% | 25th pct | 33th pct |
| Cost of funds | 0.91% | 62th pct | 59th pct |
| Loan-to-share | 44.50% | 34th pct | 52th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 31th pct |
| Loan growth YoY | -4.45% | 54th pct | 43th pct |
| Share growth YoY | -7.62% | 10th pct | 11th pct |
| Efficiency ratio | 36.87% | 4th pct | 10th pct |
structural peer set hash: 4d08998a696171d9322f156faf09769a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.