CHICAGO AVENUE GARAGE

Charter #2495 · Chicago, IL · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 56.50% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
  • Delinquency 60+ days of 16.95% sits at the 98th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of -0.35% ranks in the 16th percentile among structurally similar credit unions — a relative strength.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCHICAGO AVENUE GARAGEAsset-tier percentileStructural percentile
Total assets$4.40M54th pct57th pct
Members56348th pct59th pct
Net worth ratio56.50%99th pct93th pct
Return on average assets0.21%42th pct34th pct
Net interest margin5.05%78th pct74th pct
Cost of funds0.25%34th pct33th pct
Loan-to-share44.92%35th pct44th pct
Delinquency 60+ days16.95%98th pct98th pct
Net charge-off ratio-0.35%9th pct16th pct
Loan growth YoY18.32%96th pct90th pct
Share growth YoY1.77%63th pct77th pct
Efficiency ratio69.35%24th pct31th pct

structural peer set hash: c6667f4cdb978e6b0c8e03b10b9fac69… (reproducible)

Closest structural peers

This is the free public view

Claim CHICAGO AVENUE GARAGE

Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.

Claim this charter

Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.