WESTMINSTER
Charter #13842 · Westminster, CO · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,027 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.70% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.18% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WESTMINSTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $53.36M | 8th pct | 21th pct |
| Members | 3,027 | 10th pct | 20th pct |
| Net worth ratio | 9.70% | 17th pct | 23th pct |
| Return on average assets | 0.32% | 29th pct | 30th pct |
| Net interest margin | 3.18% | 23th pct | 30th pct |
| Cost of funds | 1.19% | 66th pct | 61th pct |
| Loan-to-share | 54.34% | 39th pct | 39th pct |
| Delinquency 60+ days | 0.18% | 18th pct | 20th pct |
| Net charge-off ratio | 0.36% | 62th pct | 70th pct |
| Loan growth YoY | -7.75% | 7th pct | 2th pct |
| Share growth YoY | 3.18% | 54th pct | 54th pct |
| Efficiency ratio | 89.08% | 77th pct | 72th pct |
structural peer set hash: 1b7a39c9cbddd3390a9597e590cec9a2… (reproducible)
Closest structural peers
This is the free public view
Claim WESTMINSTER
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.