YUMA COUNTY
Charter #6424 · YUMA, CO · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,364 sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 1.44% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 47th percentile but its structural peers at the 67th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | YUMA COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $53.61M | 9th pct | 26th pct |
| Members | 2,364 | 3th pct | 10th pct |
| Net worth ratio | 12.53% | 47th pct | 67th pct |
| Return on average assets | 0.82% | 58th pct | 56th pct |
| Net interest margin | 3.26% | 26th pct | 39th pct |
| Cost of funds | 1.44% | 76th pct | 82th pct |
| Loan-to-share | 48.25% | 27th pct | 31th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 14th pct | 28th pct |
| Loan growth YoY | -2.66% | 38th pct | 44th pct |
| Share growth YoY | 5.79% | 79th pct | 85th pct |
| Efficiency ratio | 70.69% | 28th pct | 26th pct |
structural peer set hash: 515f6ad594fa178d4700293f76657a45… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.