ALLSOUTH
Charter #13828 · Columbia, SC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 119,460 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 19.20% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.31% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 85th — a 54-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLSOUTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.51B | 32th pct | 85th pct |
| Members | 119,460 | 49th pct | 85th pct |
| Net worth ratio | 19.20% | 98th pct | 95th pct |
| Return on average assets | 1.52% | 93th pct | 72th pct |
| Net interest margin | 3.40% | 54th pct | 43th pct |
| Cost of funds | 1.12% | 24th pct | 33th pct |
| Loan-to-share | 64.05% | 10th pct | 28th pct |
| Delinquency 60+ days | 0.31% | 16th pct | 25th pct |
| Net charge-off ratio | 0.62% | 59th pct | 62th pct |
| Loan growth YoY | 9.15% | 95th pct | 97th pct |
| Share growth YoY | 4.86% | 62th pct | 46th pct |
| Efficiency ratio | 64.36% | 22th pct | 38th pct |
structural peer set hash: cc71b02782317148e59a649aad6ec2dc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.