MULTIPLI
Charter #24955 · Jefferson City, MO · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.30% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.04% sits at the 84th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.33% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 68.83% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 75th — a 50-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MULTIPLI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.43B | 25th pct | 75th pct |
| Members | 75,658 | 25th pct | 69th pct |
| Net worth ratio | 10.47% | 43th pct | 54th pct |
| Return on average assets | 1.30% | 85th pct | 92th pct |
| Net interest margin | 3.51% | 60th pct | 48th pct |
| Cost of funds | 2.04% | 64th pct | 84th pct |
| Loan-to-share | 73.28% | 20th pct | 33th pct |
| Delinquency 60+ days | 0.33% | 18th pct | 15th pct |
| Net charge-off ratio | 0.39% | 33th pct | 28th pct |
| Loan growth YoY | 2.76% | 64th pct | 69th pct |
| Share growth YoY | 4.54% | 58th pct | 57th pct |
| Efficiency ratio | 68.83% | 36th pct | 15th pct |
structural peer set hash: 91584ad8f5e753402b3170ce26e64ff4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.