KELLOGG MEMPHIS EMPLOYEES
Charter #13634 · MEMPHIS, TN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 530 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 29.67% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -3.56% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 5.73% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KELLOGG MEMPHIS EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.09M | 42th pct | 7th pct |
| Members | 530 | 46th pct | 7th pct |
| Net worth ratio | 29.67% | 85th pct | 89th pct |
| Return on average assets | -3.56% | 7th pct | 5th pct |
| Net interest margin | 5.73% | 88th pct | 89th pct |
| Cost of funds | 0.22% | 31th pct | 20th pct |
| Loan-to-share | 98.02% | 92th pct | 93th pct |
| Delinquency 60+ days | 2.27% | 71th pct | 72th pct |
| Net charge-off ratio | -0.25% | 9th pct | 8th pct |
| Loan growth YoY | -12.78% | 19th pct | 5th pct |
| Share growth YoY | -18.94% | 1th pct | 0th pct |
| Efficiency ratio | 151.42% | 94th pct | 97th pct |
structural peer set hash: 446c5890cd3733593fa60e1615c32624… (reproducible)
Closest structural peers
This is the free public view
Claim KELLOGG MEMPHIS EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.