ROBERTS DAIRY EMPLOYEES
Charter #2414 · OMAHA, NE · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 44.00% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -4.17% sits at the 2nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.03% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 113.74% sits at the 89th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 48th percentile but its structural peers at the 25th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ROBERTS DAIRY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.72M | 48th pct | 25th pct |
| Members | 543 | 47th pct | 30th pct |
| Net worth ratio | 44.00% | 96th pct | 85th pct |
| Return on average assets | -4.17% | 5th pct | 2th pct |
| Net interest margin | 5.18% | 82th pct | 64th pct |
| Cost of funds | 0.55% | 52th pct | 52th pct |
| Loan-to-share | 100.96% | 94th pct | 75th pct |
| Delinquency 60+ days | 0.54% | 43th pct | 38th pct |
| Net charge-off ratio | 3.03% | 94th pct | 95th pct |
| Loan growth YoY | -11.91% | 21th pct | 8th pct |
| Share growth YoY | 1.56% | 61th pct | 62th pct |
| Efficiency ratio | 113.74% | 85th pct | 89th pct |
structural peer set hash: 4d0e0dbe66f2703bd42df2449a9b696b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.