INTERCORP
Charter #67651 · AMARILLO, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 609 sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 5.63% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.42% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.96% sits at the 85th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 52nd percentile but its structural peers at the 5th — a 47-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INTERCORP | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.23M | 52th pct | 5th pct |
| Members | 609 | 52th pct | 7th pct |
| Net worth ratio | 18.41% | 52th pct | 74th pct |
| Return on average assets | 0.54% | 55th pct | 64th pct |
| Net interest margin | 5.63% | 87th pct | 90th pct |
| Cost of funds | 0.42% | 45th pct | 38th pct |
| Loan-to-share | 69.97% | 64th pct | 75th pct |
| Delinquency 60+ days | 3.42% | 80th pct | 92th pct |
| Net charge-off ratio | 1.96% | 91th pct | 85th pct |
| Loan growth YoY | -6.66% | 42th pct | 26th pct |
| Share growth YoY | -0.63% | 44th pct | 31th pct |
| Efficiency ratio | 83.30% | 45th pct | 33th pct |
structural peer set hash: a90efc1e85465fbe6120e2b589fd9be0… (reproducible)
Closest structural peers
This is the free public view
Claim INTERCORP
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.