STRATTON AIR NATIONAL GUARD
Charter #10773 · SCOTIA, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 38.49% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.55% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.90% sits at the 3rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STRATTON AIR NATIONAL GUARD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 930,364 | 16th pct | 8th pct |
| Members | 870 | 75th pct | 74th pct |
| Net worth ratio | 38.49% | 93th pct | 85th pct |
| Return on average assets | 1.55% | 84th pct | 84th pct |
| Net interest margin | 2.90% | 19th pct | 3th pct |
| Cost of funds | 0.58% | 53th pct | 56th pct |
| Loan-to-share | 75.03% | 70th pct | 54th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -5.94% | 46th pct | 44th pct |
| Share growth YoY | 0.14% | 50th pct | 64th pct |
| Efficiency ratio | 48.51% | 8th pct | 3th pct |
structural peer set hash: 9d14a5c36fc19695f3fa59f0225c36bf… (reproducible)
Closest structural peers
This is the free public view
Claim STRATTON AIR NATIONAL GUARD
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.