DEL RIO S.P.
Charter #67531 · DEL RIO, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 36.23% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.50% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.24% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 11.15% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 104.91% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEL RIO S.P. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.33M | 44th pct | 38th pct |
| Members | 761 | 67th pct | 56th pct |
| Net worth ratio | 36.23% | 91th pct | 80th pct |
| Return on average assets | 0.21% | 41th pct | 38th pct |
| Net interest margin | 5.50% | 85th pct | 79th pct |
| Cost of funds | 0.24% | 34th pct | 18th pct |
| Loan-to-share | 66.29% | 59th pct | 44th pct |
| Delinquency 60+ days | 0.77% | 49th pct | 44th pct |
| Net charge-off ratio | 11.15% | 99th pct | 98th pct |
| Loan growth YoY | 13.08% | 94th pct | 98th pct |
| Share growth YoY | -0.23% | 48th pct | 57th pct |
| Efficiency ratio | 104.91% | 77th pct | 79th pct |
structural peer set hash: be3c6daa7afd0846d39e14eebca4e338… (reproducible)
Closest structural peers
This is the free public view
Claim DEL RIO S.P.
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.