COXSACKIE CORRECTIONAL EMP.
Charter #888 · Coxsackie, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 28.93% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -2.08% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.16% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.57% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 9.06% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COXSACKIE CORRECTIONAL EMP. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.39M | 54th pct | 41th pct |
| Members | 530 | 46th pct | 26th pct |
| Net worth ratio | 28.93% | 83th pct | 75th pct |
| Return on average assets | -2.08% | 10th pct | 11th pct |
| Net interest margin | 4.45% | 63th pct | 48th pct |
| Cost of funds | 0.16% | 26th pct | 11th pct |
| Loan-to-share | 63.70% | 56th pct | 46th pct |
| Delinquency 60+ days | 3.57% | 81th pct | 77th pct |
| Net charge-off ratio | 9.06% | 98th pct | 95th pct |
| Loan growth YoY | -9.20% | 31th pct | 25th pct |
| Share growth YoY | -1.84% | 34th pct | 33th pct |
| Efficiency ratio | 70.75% | 25th pct | 31th pct |
structural peer set hash: f87b30aaa36d0cd7cda7b73f9a814c67… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.