LA LOMA
Charter #10351 · Loma Linda, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,971 sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.47% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.13% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LA LOMA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $114.33M | 10th pct | 15th pct |
| Members | 6,971 | 11th pct | 15th pct |
| Net worth ratio | 9.61% | 23th pct | 31th pct |
| Return on average assets | 0.47% | 34th pct | 43th pct |
| Net interest margin | 3.74% | 55th pct | 48th pct |
| Cost of funds | 0.47% | 18th pct | 16th pct |
| Loan-to-share | 67.89% | 42th pct | 44th pct |
| Delinquency 60+ days | 0.13% | 9th pct | 11th pct |
| Net charge-off ratio | 0.30% | 44th pct | 36th pct |
| Loan growth YoY | 0.60% | 53th pct | 51th pct |
| Share growth YoY | 2.35% | 32th pct | 34th pct |
| Efficiency ratio | 82.25% | 64th pct | 51th pct |
structural peer set hash: 1be3f2a9a042b883e34e12c1a01590f2… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.