PRIORITY ONE
Charter #60024 · South Pasadena, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.75% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.39% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.30% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.49% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.63% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIORITY ONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $205.74M | 53th pct | 51th pct |
| Members | 17,123 | 67th pct | 66th pct |
| Net worth ratio | 13.75% | 77th pct | 79th pct |
| Return on average assets | 1.39% | 86th pct | 90th pct |
| Net interest margin | 4.30% | 84th pct | 95th pct |
| Cost of funds | 0.49% | 18th pct | 18th pct |
| Loan-to-share | 53.22% | 15th pct | 23th pct |
| Delinquency 60+ days | 0.33% | 25th pct | 30th pct |
| Net charge-off ratio | 0.63% | 74th pct | 77th pct |
| Loan growth YoY | -1.68% | 28th pct | 51th pct |
| Share growth YoY | -0.23% | 9th pct | 8th pct |
| Efficiency ratio | 72.62% | 30th pct | 30th pct |
structural peer set hash: 26cb76a54b2b97fa87a48ea904b52c5d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.