ABRI
Charter #97086 · Romeoville, IL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 27,770 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.13% sits at the 5th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.92% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.75% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 85.61% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ABRI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $387.14M | 87th pct | 72th pct |
| Members | 27,770 | 92th pct | 90th pct |
| Net worth ratio | 11.46% | 50th pct | 59th pct |
| Return on average assets | 0.13% | 13th pct | 5th pct |
| Net interest margin | 3.71% | 54th pct | 59th pct |
| Cost of funds | 0.81% | 30th pct | 26th pct |
| Loan-to-share | 68.31% | 43th pct | 39th pct |
| Delinquency 60+ days | 0.92% | 72th pct | 79th pct |
| Net charge-off ratio | 0.75% | 81th pct | 87th pct |
| Loan growth YoY | -4.62% | 7th pct | 3th pct |
| Share growth YoY | 5.94% | 80th pct | 82th pct |
| Efficiency ratio | 85.61% | 74th pct | 75th pct |
structural peer set hash: e3b000342f8684ced1aad1d168b1cad8… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.