FORT WORTH CITY
Charter #67532 · Fort Worth, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.95% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.03% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.04% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 55.98% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 64th percentile but its structural peers at the 39th — a 25-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FORT WORTH CITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $335.12M | 79th pct | 62th pct |
| Members | 16,282 | 64th pct | 39th pct |
| Net worth ratio | 12.68% | 65th pct | 70th pct |
| Return on average assets | 1.95% | 96th pct | 95th pct |
| Net interest margin | 3.34% | 31th pct | 34th pct |
| Cost of funds | 0.39% | 16th pct | 26th pct |
| Loan-to-share | 63.18% | 32th pct | 38th pct |
| Delinquency 60+ days | 0.03% | 2th pct | 0th pct |
| Net charge-off ratio | 0.04% | 10th pct | 8th pct |
| Loan growth YoY | 3.34% | 77th pct | 79th pct |
| Share growth YoY | 4.96% | 70th pct | 67th pct |
| Efficiency ratio | 55.98% | 5th pct | 0th pct |
structural peer set hash: d4e08c581b59b17396f49a8162c081df… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.