NORTHWEST CHRISTIAN
Charter #97073 · NAMPA, ID · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,089 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.28% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 0.02% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 3.06% sits at the 20th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.67% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWEST CHRISTIAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $104.65M | 4th pct | 23th pct |
| Members | 5,089 | 4th pct | 11th pct |
| Net worth ratio | 8.28% | 5th pct | 8th pct |
| Return on average assets | 0.02% | 8th pct | 11th pct |
| Net interest margin | 3.06% | 17th pct | 20th pct |
| Cost of funds | 1.33% | 57th pct | 69th pct |
| Loan-to-share | 55.33% | 18th pct | 28th pct |
| Delinquency 60+ days | 0.67% | 56th pct | 51th pct |
| Net charge-off ratio | 0.67% | 76th pct | 79th pct |
| Loan growth YoY | -2.33% | 22th pct | 26th pct |
| Share growth YoY | 3.58% | 52th pct | 44th pct |
| Efficiency ratio | 89.72% | 85th pct | 79th pct |
structural peer set hash: 1424d191b037f353df45845f15f837eb… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWEST CHRISTIAN
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.