CHICAGO POST OFFICE EMPLOYEES
Charter #95826 · Chicago, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,017 ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 22.27% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.48% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.45% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 3.81% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHICAGO POST OFFICE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.74M | 56th pct | 61th pct |
| Members | 5,017 | 97th pct | 90th pct |
| Net worth ratio | 22.27% | 90th pct | 90th pct |
| Return on average assets | 0.10% | 22th pct | 31th pct |
| Net interest margin | 5.48% | 97th pct | 92th pct |
| Cost of funds | 0.66% | 42th pct | 56th pct |
| Loan-to-share | 57.07% | 50th pct | 69th pct |
| Delinquency 60+ days | 2.45% | 90th pct | 84th pct |
| Net charge-off ratio | 3.81% | 98th pct | 95th pct |
| Loan growth YoY | -8.68% | 10th pct | 16th pct |
| Share growth YoY | -3.38% | 7th pct | 7th pct |
| Efficiency ratio | 88.08% | 70th pct | 61th pct |
structural peer set hash: 961a7b8c7ea5a22199e02a94ad14288a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.