ONTARIO PUBLIC EMPLOYEES
Charter #13044 · ONTARIO, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.33% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.37% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.16% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.96% sits at the 87th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 66th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ONTARIO PUBLIC EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.43M | 45th pct | 43th pct |
| Members | 1,781 | 37th pct | 34th pct |
| Net worth ratio | 14.92% | 59th pct | 57th pct |
| Return on average assets | 1.33% | 80th pct | 84th pct |
| Net interest margin | 4.37% | 74th pct | 79th pct |
| Cost of funds | 0.16% | 11th pct | 18th pct |
| Loan-to-share | 49.42% | 36th pct | 66th pct |
| Delinquency 60+ days | 1.96% | 84th pct | 87th pct |
| Net charge-off ratio | 0.00% | 37th pct | 28th pct |
| Loan growth YoY | -13.90% | 2th pct | 3th pct |
| Share growth YoY | -1.03% | 19th pct | 21th pct |
| Efficiency ratio | 70.53% | 27th pct | 26th pct |
structural peer set hash: 65e09fcbe624cd4f5d3b1ffcfa939c57… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.