AMERICA'S CREDIT UNION, A
Charter #9373 · DuPont, WA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 28,861 sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 1.04% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.16% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.33% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 73.56% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AMERICA'S CREDIT UNION, A | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $698.67M | 46th pct | 26th pct |
| Members | 28,861 | 14th pct | 18th pct |
| Net worth ratio | 11.07% | 59th pct | 74th pct |
| Return on average assets | 1.04% | 75th pct | 95th pct |
| Net interest margin | 3.16% | 28th pct | 25th pct |
| Cost of funds | 1.56% | 56th pct | 34th pct |
| Loan-to-share | 97.36% | 94th pct | 80th pct |
| Delinquency 60+ days | 0.33% | 25th pct | 21th pct |
| Net charge-off ratio | 0.39% | 47th pct | 44th pct |
| Loan growth YoY | -0.20% | 36th pct | 33th pct |
| Share growth YoY | 3.32% | 40th pct | 48th pct |
| Efficiency ratio | 73.56% | 28th pct | 11th pct |
structural peer set hash: 3b26263fd33f9b14e6f88491910b8efc… (reproducible)
Closest structural peers
This is the free public view
Claim AMERICA'S CREDIT UNION, A
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.