FIRST OKLAHOMA
Charter #9090 · Glenpool, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.26% sits at the 5th percentile of structural peers — worth a closer look.
- Return on average assets of -1.49% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 3.17% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 1.38% sits at the 75th percentile of structural peers — worth a closer look.
- Efficiency ratio of 131.46% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRST OKLAHOMA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.94M | 56th pct | 26th pct |
| Members | 2,167 | 53th pct | 31th pct |
| Net worth ratio | 7.26% | 2th pct | 5th pct |
| Return on average assets | -1.49% | 4th pct | 2th pct |
| Net interest margin | 3.17% | 21th pct | 13th pct |
| Cost of funds | 1.38% | 74th pct | 75th pct |
| Loan-to-share | 62.02% | 58th pct | 52th pct |
| Delinquency 60+ days | 0.30% | 36th pct | 28th pct |
| Net charge-off ratio | 0.04% | 41th pct | 33th pct |
| Loan growth YoY | -6.35% | 22th pct | 7th pct |
| Share growth YoY | -2.18% | 12th pct | 8th pct |
| Efficiency ratio | 131.46% | 99th pct | 98th pct |
structural peer set hash: 8c3e766c6f35f71de3551e83788d9528… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.