POST GAZETTE
Charter #90 · PITTSBURGH, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,386 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 66.96% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.41% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.05% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POST GAZETTE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $7.52M | 83th pct | 66th pct |
| Members | 1,386 | 92th pct | 84th pct |
| Net worth ratio | 66.96% | 99th pct | 98th pct |
| Return on average assets | 0.22% | 42th pct | 34th pct |
| Net interest margin | 3.98% | 48th pct | 30th pct |
| Cost of funds | 0.22% | 31th pct | 21th pct |
| Loan-to-share | 144.22% | 100th pct | 98th pct |
| Delinquency 60+ days | 4.41% | 85th pct | 90th pct |
| Net charge-off ratio | -0.05% | 16th pct | 16th pct |
| Loan growth YoY | -5.56% | 48th pct | 33th pct |
| Share growth YoY | -8.43% | 9th pct | 8th pct |
| Efficiency ratio | 94.68% | 64th pct | 67th pct |
structural peer set hash: 1ce662a5dbe61e140bc9f0da2e51b745… (reproducible)
Closest structural peers
This is the free public view
Claim POST GAZETTE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.