GREENEVILLE WORKS EMPLS. SAV. ASSN.
Charter #68126 · Greeneville, TN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 52.08% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.42% sits at the 82nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.13% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 74th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREENEVILLE WORKS EMPLS. SAV. ASSN. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.79M | 27th pct | 25th pct |
| Members | 380 | 33th pct | 26th pct |
| Net worth ratio | 52.08% | 98th pct | 89th pct |
| Return on average assets | 1.23% | 78th pct | 67th pct |
| Net interest margin | 6.12% | 91th pct | 74th pct |
| Cost of funds | 1.42% | 76th pct | 82th pct |
| Loan-to-share | 128.36% | 99th pct | 93th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.13% | 13th pct | 16th pct |
| Loan growth YoY | 13.70% | 94th pct | 97th pct |
| Share growth YoY | 3.89% | 75th pct | 79th pct |
| Efficiency ratio | 79.48% | 38th pct | 46th pct |
structural peer set hash: a2ed954eaf2c5dff3bcd2b77e785d4ad… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.