DOVER-PHILA
Charter #8822 · Dover, OH · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.67% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.52% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 1.85% sits at the 82nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 50.23% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 28th percentile but its structural peers at the 72nd — a 44-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DOVER-PHILA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $800.30M | 69th pct | 69th pct |
| Members | 34,200 | 28th pct | 72th pct |
| Net worth ratio | 13.13% | 82th pct | 61th pct |
| Return on average assets | 1.67% | 94th pct | 90th pct |
| Net interest margin | 2.52% | 4th pct | 20th pct |
| Cost of funds | 1.85% | 76th pct | 82th pct |
| Loan-to-share | 40.21% | 3th pct | 10th pct |
| Delinquency 60+ days | 0.67% | 59th pct | 70th pct |
| Net charge-off ratio | 0.17% | 16th pct | 52th pct |
| Loan growth YoY | -2.28% | 16th pct | 16th pct |
| Share growth YoY | 4.93% | 65th pct | 70th pct |
| Efficiency ratio | 50.23% | 3th pct | 7th pct |
structural peer set hash: 48ff1a26af6b2e79399328b925144c60… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.