OKLAHOMA CENTRAL
Charter #62322 · Tulsa, OK · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.76% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.43% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.55% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.18% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 88.45% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OKLAHOMA CENTRAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $760.72M | 61th pct | 67th pct |
| Members | 42,970 | 52th pct | 70th pct |
| Net worth ratio | 13.76% | 86th pct | 77th pct |
| Return on average assets | 0.43% | 30th pct | 16th pct |
| Net interest margin | 3.55% | 53th pct | 77th pct |
| Cost of funds | 1.34% | 40th pct | 54th pct |
| Loan-to-share | 49.78% | 5th pct | 16th pct |
| Delinquency 60+ days | 0.18% | 9th pct | 13th pct |
| Net charge-off ratio | 0.18% | 18th pct | 34th pct |
| Loan growth YoY | 0.99% | 51th pct | 59th pct |
| Share growth YoY | 6.70% | 83th pct | 87th pct |
| Efficiency ratio | 88.45% | 87th pct | 92th pct |
structural peer set hash: b8ebcf35b0089acacfcb3a28c84278e8… (reproducible)
Closest structural peers
This is the free public view
Claim OKLAHOMA CENTRAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.