STRIP STEEL COMMUNITY

Charter #8418 · WEIRTON, WV · $50M-$100M

Public 5300 data · as of 2026Q1

What the numbers say

  • Net worth ratio of 19.18% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
  • Return on average assets of 0.49% sits at the 18th percentile of structural peers — worth a closer look.
  • Net interest margin of 2.78% sits at the 10th percentile of structural peers — worth a closer look.
  • Cost of funds of 1.33% sits at the 84th percentile of structural peers — worth a closer look.
  • Efficiency ratio of 83.97% sits at the 77th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricSTRIP STEEL COMMUNITYAsset-tier percentileStructural percentile
Total assets$59.30M24th pct74th pct
Members3,53519th pct57th pct
Net worth ratio19.18%88th pct77th pct
Return on average assets0.49%38th pct18th pct
Net interest margin2.78%10th pct10th pct
Cost of funds1.33%73th pct84th pct
Loan-to-share45.67%23th pct33th pct
Delinquency 60+ days0.37%35th pct43th pct
Net charge-off ratio0.12%35th pct51th pct
Loan growth YoY-4.55%22th pct38th pct
Share growth YoY6.65%85th pct72th pct
Efficiency ratio83.97%62th pct77th pct

structural peer set hash: b12de15c82df59cb38d2d96add2448ff… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.