MEMBERS PREFERRED
Charter #82547 · IDAHO FALLS, ID · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 21.04% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.87% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.49% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.18% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.29% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMBERS PREFERRED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $60.32M | 26th pct | 39th pct |
| Members | 4,434 | 37th pct | 31th pct |
| Net worth ratio | 21.04% | 93th pct | 87th pct |
| Return on average assets | 2.87% | 100th pct | 97th pct |
| Net interest margin | 5.11% | 96th pct | 72th pct |
| Cost of funds | 2.49% | 97th pct | 93th pct |
| Loan-to-share | 85.92% | 91th pct | 75th pct |
| Delinquency 60+ days | 1.18% | 77th pct | 75th pct |
| Net charge-off ratio | 2.29% | 98th pct | 95th pct |
| Loan growth YoY | 5.53% | 93th pct | 85th pct |
| Share growth YoY | 9.12% | 94th pct | 84th pct |
| Efficiency ratio | 42.45% | 1th pct | 0th pct |
structural peer set hash: 9e0af0c72d9726f2dce2b260fc061f38… (reproducible)
Closest structural peers
This is the free public view
Claim MEMBERS PREFERRED
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.