AFL CIO EMPLOYEES
Charter #7992 · Washington, DC · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.79% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.53% sits at the 79th percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.42% sits at the 79th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 100th percentile but its structural peers at the 51st — a 49-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AFL CIO EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $49.50M | 100th pct | 51th pct |
| Members | 5,434 | 98th pct | 72th pct |
| Net worth ratio | 12.34% | 39th pct | 56th pct |
| Return on average assets | 0.08% | 21th pct | 30th pct |
| Net interest margin | 4.08% | 61th pct | 66th pct |
| Cost of funds | 0.79% | 47th pct | 16th pct |
| Loan-to-share | 85.72% | 91th pct | 59th pct |
| Delinquency 60+ days | 1.53% | 79th pct | 79th pct |
| Net charge-off ratio | 0.28% | 61th pct | 64th pct |
| Loan growth YoY | -6.53% | 20th pct | 10th pct |
| Share growth YoY | 0.94% | 35th pct | 67th pct |
| Efficiency ratio | 96.42% | 85th pct | 79th pct |
structural peer set hash: 11125925dc162bb328d1efcc71ea1305… (reproducible)
Closest structural peers
This is the free public view
Claim AFL CIO EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.