GOGEBIC COUNTY
Charter #7644 · BESSEMER, MI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,746 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.39% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.81% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.20% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.45% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GOGEBIC COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $38.68M | 80th pct | 67th pct |
| Members | 3,746 | 88th pct | 75th pct |
| Net worth ratio | 16.57% | 69th pct | 66th pct |
| Return on average assets | 2.39% | 98th pct | 97th pct |
| Net interest margin | 4.81% | 87th pct | 93th pct |
| Cost of funds | 0.20% | 15th pct | 16th pct |
| Loan-to-share | 35.79% | 16th pct | 30th pct |
| Delinquency 60+ days | 0.49% | 45th pct | 46th pct |
| Net charge-off ratio | 0.45% | 70th pct | 79th pct |
| Loan growth YoY | -9.70% | 8th pct | 10th pct |
| Share growth YoY | 5.16% | 76th pct | 65th pct |
| Efficiency ratio | 60.56% | 12th pct | 21th pct |
structural peer set hash: 0523860016ee51b6022d202a6e6b4532… (reproducible)
Closest structural peers
This is the free public view
Claim GOGEBIC COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.