NORTHWESTERN
Charter #6949 · Bryan, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.61% sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of 0.10% sits at the 15th percentile of structural peers — worth a closer look.
- Efficiency ratio of 97.38% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWESTERN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.76M | 26th pct | 26th pct |
| Members | 1,822 | 38th pct | 31th pct |
| Net worth ratio | 8.61% | 8th pct | 7th pct |
| Return on average assets | 0.10% | 22th pct | 15th pct |
| Net interest margin | 3.28% | 25th pct | 26th pct |
| Cost of funds | 0.97% | 56th pct | 67th pct |
| Loan-to-share | 34.22% | 14th pct | 26th pct |
| Delinquency 60+ days | 0.38% | 40th pct | 49th pct |
| Net charge-off ratio | 0.05% | 42th pct | 38th pct |
| Loan growth YoY | -0.43% | 67th pct | 74th pct |
| Share growth YoY | 2.96% | 55th pct | 49th pct |
| Efficiency ratio | 97.38% | 86th pct | 87th pct |
structural peer set hash: ba4228f98ba643bb7df26f23d0197ab1… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWESTERN
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.