CREDIT UNION OF OHIO
Charter #68561 · Hilliard, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 22,320 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.21% sits at the 20th percentile of structural peers — worth a closer look.
- Efficiency ratio of 91.76% sits at the 87th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 53rd percentile but its structural peers at the 77th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF OHIO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $207.60M | 53th pct | 77th pct |
| Members | 22,320 | 84th pct | 92th pct |
| Net worth ratio | 10.57% | 36th pct | 31th pct |
| Return on average assets | 0.21% | 17th pct | 20th pct |
| Net interest margin | 3.45% | 37th pct | 30th pct |
| Cost of funds | 0.96% | 37th pct | 49th pct |
| Loan-to-share | 47.84% | 10th pct | 31th pct |
| Delinquency 60+ days | 0.97% | 75th pct | 69th pct |
| Net charge-off ratio | 0.75% | 81th pct | 69th pct |
| Loan growth YoY | -0.56% | 41th pct | 59th pct |
| Share growth YoY | 2.45% | 34th pct | 39th pct |
| Efficiency ratio | 91.76% | 88th pct | 87th pct |
structural peer set hash: 2c958ba0bec9d57a2bf83d14630bd10a… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.