UNIVERSITY OF NEBRASKA
Charter #2384 · Lincoln, NE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.44% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.19% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.06% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.18% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 21st percentile but its structural peers at the 59th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNIVERSITY OF NEBRASKA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $132.80M | 21th pct | 59th pct |
| Members | 11,272 | 39th pct | 59th pct |
| Net worth ratio | 10.52% | 35th pct | 30th pct |
| Return on average assets | 0.70% | 50th pct | 52th pct |
| Net interest margin | 4.44% | 88th pct | 82th pct |
| Cost of funds | 0.19% | 9th pct | 16th pct |
| Loan-to-share | 52.71% | 15th pct | 44th pct |
| Delinquency 60+ days | 1.06% | 78th pct | 75th pct |
| Net charge-off ratio | 0.18% | 28th pct | 20th pct |
| Loan growth YoY | -0.18% | 46th pct | 67th pct |
| Share growth YoY | 2.49% | 35th pct | 41th pct |
| Efficiency ratio | 86.94% | 78th pct | 74th pct |
structural peer set hash: 601f23156fcec0405c21d350a86ebceb… (reproducible)
Closest structural peers
This is the free public view
Claim UNIVERSITY OF NEBRASKA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.