ILLIANA FINANCIAL
Charter #68425 · Calumet City, IL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 20,906 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 17.32% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.16% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.73% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ILLIANA FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $262.71M | 67th pct | 74th pct |
| Members | 20,906 | 80th pct | 75th pct |
| Net worth ratio | 17.32% | 94th pct | 84th pct |
| Return on average assets | 0.16% | 15th pct | 11th pct |
| Net interest margin | 3.55% | 43th pct | 41th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 51.38% | 14th pct | 28th pct |
| Delinquency 60+ days | 1.73% | 93th pct | 92th pct |
| Net charge-off ratio | 0.67% | 77th pct | 69th pct |
| Loan growth YoY | -4.49% | 8th pct | 13th pct |
| Share growth YoY | 4.36% | 63th pct | 64th pct |
| Efficiency ratio | 93.04% | 91th pct | 90th pct |
structural peer set hash: 3d338e9915a9562e67ff252afa0f770f… (reproducible)
Closest structural peers
This is the free public view
Claim ILLIANA FINANCIAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.