PIKES PEAK
Charter #68266 · Colorado Spring, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.68% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.02% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 63.50% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 62nd — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PIKES PEAK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $133.31M | 22th pct | 62th pct |
| Members | 9,896 | 32th pct | 59th pct |
| Net worth ratio | 11.40% | 49th pct | 43th pct |
| Return on average assets | 1.07% | 73th pct | 72th pct |
| Net interest margin | 3.68% | 51th pct | 20th pct |
| Cost of funds | 0.02% | 3th pct | 3th pct |
| Loan-to-share | 73.79% | 54th pct | 46th pct |
| Delinquency 60+ days | 0.63% | 52th pct | 39th pct |
| Net charge-off ratio | 0.58% | 71th pct | 38th pct |
| Loan growth YoY | 7.20% | 94th pct | 93th pct |
| Share growth YoY | 4.46% | 64th pct | 43th pct |
| Efficiency ratio | 63.50% | 13th pct | 15th pct |
structural peer set hash: 93b785810fbe33d038a8e977d29b3e2c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.