CREDIT UNION FOR ROBERTSON COUNTY
Charter #67741 · Springfield, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.51% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.25% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.19% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Net charge-off ratio, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 44th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION FOR ROBERTSON COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $85.66M | 77th pct | 52th pct |
| Members | 9,082 | 93th pct | 67th pct |
| Net worth ratio | 12.86% | 50th pct | 64th pct |
| Return on average assets | 1.51% | 85th pct | 79th pct |
| Net interest margin | 5.25% | 97th pct | 93th pct |
| Cost of funds | 0.82% | 44th pct | 28th pct |
| Loan-to-share | 76.85% | 79th pct | 62th pct |
| Delinquency 60+ days | 0.19% | 19th pct | 8th pct |
| Net charge-off ratio | 0.49% | 71th pct | 44th pct |
| Loan growth YoY | -3.95% | 27th pct | 18th pct |
| Share growth YoY | 1.88% | 39th pct | 16th pct |
| Efficiency ratio | 80.40% | 52th pct | 62th pct |
structural peer set hash: e75d35f3ffed341a7cbb5ebdd437210e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.