MINNEQUA WORKS
Charter #68240 · Pueblo, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.12% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.96% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 0.03% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.08% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 89.86% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MINNEQUA WORKS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $273.88M | 69th pct | 70th pct |
| Members | 12,837 | 48th pct | 49th pct |
| Net worth ratio | 12.65% | 65th pct | 54th pct |
| Return on average assets | 0.12% | 13th pct | 11th pct |
| Net interest margin | 2.96% | 13th pct | 13th pct |
| Cost of funds | 0.03% | 3th pct | 7th pct |
| Loan-to-share | 48.15% | 10th pct | 25th pct |
| Delinquency 60+ days | 0.87% | 70th pct | 70th pct |
| Net charge-off ratio | 1.08% | 90th pct | 89th pct |
| Loan growth YoY | 7.65% | 95th pct | 98th pct |
| Share growth YoY | 5.58% | 77th pct | 80th pct |
| Efficiency ratio | 89.86% | 85th pct | 87th pct |
structural peer set hash: 110d34b3c4eb3cab9b526452ee0ff5a2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.