MONTANA EDUCATORS'
Charter #68190 · Missoula, MT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,661 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of 1.28% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.19% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.74% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MONTANA EDUCATORS' | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $35.17M | 73th pct | 38th pct |
| Members | 1,661 | 31th pct | 11th pct |
| Net worth ratio | 9.61% | 15th pct | 28th pct |
| Return on average assets | 1.28% | 79th pct | 89th pct |
| Net interest margin | 4.19% | 67th pct | 80th pct |
| Cost of funds | 1.74% | 84th pct | 75th pct |
| Loan-to-share | 77.70% | 82th pct | 66th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.17% | 54th pct | 64th pct |
| Loan growth YoY | 1.57% | 80th pct | 56th pct |
| Share growth YoY | 7.19% | 88th pct | 75th pct |
| Efficiency ratio | 73.07% | 33th pct | 18th pct |
structural peer set hash: 28e0428700bdf7c9367d1eae177e676a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.