KANSAS CITY
Charter #63388 · KANSAS CITY, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,051 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.36% sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 0.86% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.02% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.28% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KANSAS CITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $47.66M | 97th pct | 52th pct |
| Members | 5,051 | 97th pct | 77th pct |
| Net worth ratio | 8.36% | 7th pct | 21th pct |
| Return on average assets | 0.86% | 61th pct | 77th pct |
| Net interest margin | 3.97% | 57th pct | 74th pct |
| Cost of funds | 0.02% | 2th pct | 2th pct |
| Loan-to-share | 76.35% | 80th pct | 62th pct |
| Delinquency 60+ days | 2.28% | 88th pct | 89th pct |
| Net charge-off ratio | 0.11% | 49th pct | 44th pct |
| Loan growth YoY | -2.71% | 48th pct | 34th pct |
| Share growth YoY | 2.84% | 53th pct | 41th pct |
| Efficiency ratio | 98.17% | 87th pct | 90th pct |
structural peer set hash: b207cc739e5bbd5f59c77d59661769c6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.