HURD EMPLOYEES
Charter #68144 · Greeneville, TN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 422 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 34.11% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -2.31% sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 4.09% sits at the 16th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.00% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HURD EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.53M | 55th pct | 48th pct |
| Members | 422 | 37th pct | 18th pct |
| Net worth ratio | 34.11% | 90th pct | 84th pct |
| Return on average assets | -2.31% | 9th pct | 8th pct |
| Net interest margin | 4.09% | 52th pct | 16th pct |
| Cost of funds | 1.02% | 66th pct | 56th pct |
| Loan-to-share | 97.98% | 92th pct | 64th pct |
| Delinquency 60+ days | 4.00% | 83th pct | 90th pct |
| Net charge-off ratio | -0.02% | 19th pct | 21th pct |
| Loan growth YoY | -4.27% | 55th pct | 39th pct |
| Share growth YoY | -2.03% | 34th pct | 31th pct |
| Efficiency ratio | 89.44% | 55th pct | 57th pct |
structural peer set hash: 3bc1b2f3ca2c7b2bd4ab7bce1f0bd8aa… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.