W B R T
Charter #12735 · Port Allen, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,093 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -2.46% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 6.66% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.25% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 5.95% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | W B R T | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.42M | 35th pct | 30th pct |
| Members | 1,093 | 86th pct | 92th pct |
| Net worth ratio | 24.84% | 75th pct | 72th pct |
| Return on average assets | -2.46% | 9th pct | 5th pct |
| Net interest margin | 6.66% | 95th pct | 95th pct |
| Cost of funds | 0.25% | 35th pct | 20th pct |
| Loan-to-share | 85.45% | 83th pct | 61th pct |
| Delinquency 60+ days | 5.95% | 89th pct | 93th pct |
| Net charge-off ratio | 2.42% | 92th pct | 87th pct |
| Loan growth YoY | -8.70% | 33th pct | 26th pct |
| Share growth YoY | -0.45% | 45th pct | 51th pct |
| Efficiency ratio | 110.97% | 82th pct | 92th pct |
structural peer set hash: b7f05156337849089f83b236beb1f2d5… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.