METROPOLITAN TEACHERS

Charter #68135 · NASHVILLE, TN · <$10M

Public 5300 data · as of 2026Q1

What the numbers say

  • Return on average assets of -4.38% sits at the 0th percentile of structural peers — worth a closer look.
  • Net interest margin of 1.22% sits at the 0th percentile of structural peers — worth a closer look.
  • Cost of funds of 1.65% sits at the 80th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 6.37% sits at the 93rd percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 0.83% sits at the 90th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricMETROPOLITAN TEACHERSAsset-tier percentileStructural percentile
Total assets$2.58M36th pct15th pct
Members1,16388th pct64th pct
Net worth ratio16.53%46th pct64th pct
Return on average assets-4.38%5th pct0th pct
Net interest margin1.22%2th pct0th pct
Cost of funds1.65%82th pct80th pct
Loan-to-share36.38%26th pct33th pct
Delinquency 60+ days6.37%90th pct93th pct
Net charge-off ratio0.83%85th pct90th pct
Loan growth YoY-4.78%52th pct50th pct
Share growth YoY2.72%69th pct25th pct
Efficiency ratio354.27%99th pct98th pct

structural peer set hash: cb6e71faa63093f2417fdad9cc2f0244… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.