A.B.
Charter #14879 · Duncansville, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,054 sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 4.91% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.29% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.09% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | A.B. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.52M | 2th pct | 10th pct |
| Members | 1,054 | 7th pct | 11th pct |
| Net worth ratio | 14.55% | 57th pct | 64th pct |
| Return on average assets | 0.87% | 62th pct | 51th pct |
| Net interest margin | 4.91% | 89th pct | 89th pct |
| Cost of funds | 0.29% | 20th pct | 8th pct |
| Loan-to-share | 58.96% | 52th pct | 38th pct |
| Delinquency 60+ days | 0.09% | 21th pct | 21th pct |
| Net charge-off ratio | 0.36% | 65th pct | 62th pct |
| Loan growth YoY | 5.25% | 93th pct | 87th pct |
| Share growth YoY | 17.74% | 99th pct | 93th pct |
| Efficiency ratio | 75.82% | 39th pct | 48th pct |
structural peer set hash: ed8d72ea18212147d7a1001f8171158b… (reproducible)
Closest structural peers
This is the free public view
Claim A.B.
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.