VANDERBILT
Charter #68119 · Nashville, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,886 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.67% sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 0.04% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.66% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 97.61% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VANDERBILT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $53.35M | 8th pct | 25th pct |
| Members | 6,886 | 79th pct | 80th pct |
| Net worth ratio | 9.67% | 16th pct | 21th pct |
| Return on average assets | 0.04% | 14th pct | 20th pct |
| Net interest margin | 3.44% | 35th pct | 28th pct |
| Cost of funds | 1.32% | 72th pct | 69th pct |
| Loan-to-share | 65.95% | 59th pct | 51th pct |
| Delinquency 60+ days | 1.66% | 89th pct | 89th pct |
| Net charge-off ratio | 0.08% | 30th pct | 38th pct |
| Loan growth YoY | -3.16% | 34th pct | 23th pct |
| Share growth YoY | 1.39% | 34th pct | 36th pct |
| Efficiency ratio | 97.61% | 92th pct | 87th pct |
structural peer set hash: 74beaaf2a17468820f047ced0133eb1d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.