COLUMBINE
Charter #11548 · Centennial, CO · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.16% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 1.49% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.88% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.47% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COLUMBINE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $78.51M | 64th pct | 52th pct |
| Members | 6,580 | 74th pct | 74th pct |
| Net worth ratio | 11.93% | 40th pct | 51th pct |
| Return on average assets | -0.16% | 11th pct | 10th pct |
| Net interest margin | 3.46% | 36th pct | 34th pct |
| Cost of funds | 1.49% | 79th pct | 85th pct |
| Loan-to-share | 62.98% | 54th pct | 46th pct |
| Delinquency 60+ days | 1.12% | 76th pct | 61th pct |
| Net charge-off ratio | 0.88% | 87th pct | 92th pct |
| Loan growth YoY | -3.33% | 33th pct | 23th pct |
| Share growth YoY | 1.10% | 30th pct | 33th pct |
| Efficiency ratio | 96.47% | 91th pct | 84th pct |
structural peer set hash: 638a04db22d19c44f5e00ba9f5d7216e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.