POWERNET
Charter #68042 · Tampa, FL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,814 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.80% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 2.81% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.79% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.40% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWERNET | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $125.15M | 16th pct | 44th pct |
| Members | 3,814 | 2th pct | 15th pct |
| Net worth ratio | 9.80% | 25th pct | 25th pct |
| Return on average assets | 2.81% | 99th pct | 98th pct |
| Net interest margin | 2.79% | 8th pct | 23th pct |
| Cost of funds | 0.40% | 16th pct | 18th pct |
| Loan-to-share | 31.84% | 2th pct | 21th pct |
| Delinquency 60+ days | 1.17% | 82th pct | 84th pct |
| Net charge-off ratio | -0.00% | 5th pct | 10th pct |
| Loan growth YoY | 8.99% | 97th pct | 93th pct |
| Share growth YoY | 6.51% | 84th pct | 90th pct |
| Efficiency ratio | 44.89% | 1th pct | 0th pct |
structural peer set hash: f227a152915409c604a072e01df9aab0… (reproducible)
Closest structural peers
This is the free public view
Claim POWERNET
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.