RIEGEL
Charter #13944 · Milford, NJ · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.33% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 0.42% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.51% sits at the 87th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.43% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 85.37% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIEGEL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $169.20M | 39th pct | 70th pct |
| Members | 8,137 | 19th pct | 57th pct |
| Net worth ratio | 10.15% | 29th pct | 30th pct |
| Return on average assets | 0.33% | 25th pct | 16th pct |
| Net interest margin | 3.03% | 16th pct | 44th pct |
| Cost of funds | 0.42% | 16th pct | 15th pct |
| Loan-to-share | 30.14% | 2th pct | 20th pct |
| Delinquency 60+ days | 1.51% | 89th pct | 87th pct |
| Net charge-off ratio | 0.43% | 56th pct | 80th pct |
| Loan growth YoY | -0.03% | 48th pct | 69th pct |
| Share growth YoY | 2.91% | 41th pct | 51th pct |
| Efficiency ratio | 85.37% | 73th pct | 79th pct |
structural peer set hash: 8fe43e479fbc70abbc4eae0b6ae958e7… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.