CENTRAL VALLEY FIREFIGHTERS
Charter #68008 · FRESNO, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Total assets, the asset-size band puts this credit union at the 100th percentile but its structural peers at the 56th — a 44-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL VALLEY FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $49.93M | 100th pct | 56th pct |
| Members | 2,494 | 63th pct | 31th pct |
| Net worth ratio | 13.18% | 47th pct | 48th pct |
| Return on average assets | 1.07% | 71th pct | 67th pct |
| Net interest margin | 4.12% | 62th pct | 61th pct |
| Cost of funds | 0.69% | 43th pct | 49th pct |
| Loan-to-share | 61.01% | 56th pct | 51th pct |
| Delinquency 60+ days | 0.54% | 47th pct | 46th pct |
| Net charge-off ratio | 0.10% | 47th pct | 30th pct |
| Loan growth YoY | 1.31% | 78th pct | 84th pct |
| Share growth YoY | 2.85% | 53th pct | 44th pct |
| Efficiency ratio | 76.63% | 41th pct | 48th pct |
structural peer set hash: 74497dc1e154a28c1fa8609648274770… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.